Insurance is a potential issue in almost every dispute, whether or not a lawsuit is filed. Chen Horwitz & Franklin recognizes the pivotal role of insurance in addressing claims and handling litigated matters. The Firm's attorneys regularly counsel insurance companies, businesses and individuals regarding the vast array of insurance-related issues that can arise and have extensive litigation experience involving almost every type of insurance.
The Firm provides formal and informal coverage opinions regarding insurance coverage and obligations under policies, including interpretation of terms, conditions and exclusions, as well as representing clients in the prosecution and defense of declaratory relief matters, bad faith actions, stacking of policies, allocation of losses among insurers and insureds, reimbursement claims and contribution among carriers and insureds. The Firm has expertise in the interpretation of statutory law and the provisions of the Insurance Code and in the drafting and interpretation of contractual provisions related to insurance requirements and indemnity clauses.